The first time I heard this song, I cried. It was simultaneously a confirmation that I wasn’t alone in my thoughts and feelings, and a condemnation of them. But that’s youth, right? In our modern society? I read in a book that we are programmed to fall in love with one person in our village of 300 people. And now that hard wired biological programming is totally going haywire in this modern world where we meet our one in 300 every couple of weeks. But we’ve evolved and adapted as a society, I suppose. I used to think it was a curse and now I think it’s good old fashioned common courtesy, like the British and holding the door. After you, my dear Alphonse. It took me another 20 years to learn that.
1993. Later that summer, Matt Johnson brought The The to Boston, and since Dusk was such a big “hit” in that town he played Great Woods. The show started with this song, the audience did their part. It was glorious and wonderful. Every time I hear it, it still sends chills down my spine.
Matt Johnson was such an incredibly lyricist. I’d give anything for one more The The album. There was a book launch party for the new History of 4AD, and Matt’s in the photos from the party, looking like Matt.
Great Album-never get’s old.
11 Never-Before-Seen Photos Of Malls In The Early ’90s; or, BuzzFeed explores the Malls Across America project, an old school Kickstarter project that’s about to be published.
Here’s the real reason why Sherpaa is important. It actually bends the healthcare cost curve. There’s something called the Rule of 72. It’s a rule for estimating an investment’s doubling time. To simplify, if an investment has a 10% interest rate, it will take 7.2 years to double the initial investment. If it has a 5% interest rate, it’ll take 14.4 years to double. And so on.
Healthcare premiums in NYC are, on average, about $15,000 per employee and increasing about 14% every year. They have been for the past 20 years. There is no real suggestion that these premium increases will slow, even with Obamacare.
That being said, every company we cover with Sherpaa has had premium increases less than 6.2%. So, over 10 years, because premiums with Sherpaa increase about half as much as premiums in companies without Sherpaa, we save companies $110,000 per employee. And, the total cost to companies over the course of that ten year period is about $7,000 per employee for our services.
Why does Sherpaa make health insurance less expensive for companies? Well, here’s an analogy. If you’re purchasing car insurance, and you have an impeccable driving record, your premiums are much lower than reckless drivers. Because healthcare is so confusing and people have difficulty understanding how best to use the right, most effective, and most cost-effective healthcare, we’re all like those reckless drivers. But with Sherpaa, our doctors solve 70% of health problems over the internet without you having to see a doctor nor pay a co-pay. And for the 30% of the time you do have to see a doctor in person, you’re always seeing the exact doctor you need to see. So, office visits, ER visits, and, therefore, claims decrease by 70%. Your company starts looking like really safe drivers. Everyone saves time and money and has a doctor at their fingertips.
It’s a win/win/win and a short and long-term strategy to control costs and deliver employees a lovely healthcare experience. I’m very, very proud of that.
Neil deGrasse Tyson chats with Dan Aykroyd on topics as varied as the science of humor, Earth’s molten core and the birth of the Blues, with a little help from Chuck Nice and astrophysicist Charles Liu.
Scientists may have invented the lightsaber
A team of Harvard and MIT physicists liken their discovery to the iconic weapon wielded by Jedi and Sith alike in the George Lucas films.
From this WSJ article:
- A guy buys a catastrophic health plan that pays up to a fixed amount for doctor and hospital bills based upon the diagnosis
- He needs a hernia repair
- He tries to use his insurance and they try to make him pay $20,000 up front for the procedure
- He cancels the procedure and goes back to his doctor to regroup
And here’s the solution he and his doctor discovered:
Most people are unaware that if they don’t use insurance, they can negotiate upfront cash prices with hospitals and providers substantially below the “list” price. Doctors are happy to do this. We get paid promptly, without paying office staff to wade through the insurance-payment morass.
So we canceled the surgery and started the scheduling process all over again, this time classifying my patient as a “self-pay” (or uninsured) patient. I quoted him a reasonable upfront cash price, as did the anesthesiologist. We contacted a different hospital and they quoted him a reasonable upfront cash price for the outpatient surgical/nursing services. He underwent his operation the very next day, with a total bill of just a little over $3,000, including doctor and hospital fees. He ended up saving $17,000 by not using insurance.
This is exactly the kind of thing we do here at Sherpaa. Healthcare is so damn confusing and so stupid expensive. There are so many tricks and loopholes that the average person can’t understand nor be expected to know. Come to us first, and we, through our insider experience and knowledge of these tricks, will craft a plan that can save you the cost of my awesome 2010 Mini Cooper.
This also works wonders for not only individuals like this gentleman, but also for self-insured companies.
Bagpipe Enthusiasts Gather in Glasgow, Scottland, for “The Worlds” Championship
This weekend, 225 bagpipe bands and thousands of bagpipe enthusiasts descended on Glasgow, Scotland, for the World Pipe Band Championship, commonly known as “The Worlds.”
Aside from attracting the top bagpipers from around the globe, The Worlds also hosts a Drum Major competition and traditional Scottish Highland games.